Select Health covers mental health treatment for Utah residents. Every Select Health plan includes mental health and substance use disorder services as an essential health benefit [1]. This means therapy, psychiatry, medication management, and inpatient care are covered, with the same protections as medical care, so you can get support when you need it.
For Corner Canyon patients, it is billed as out-of-network.
What Select Health Covers for Mental Health
Select Health plans cover a broad range of mental and behavioral health services. Coverage follows the essential health benefit categories required for Utah plans, which include mental health and substance use disorder treatment [2].
- Individual, family, and group therapy, in person or by telehealth
- Psychiatric evaluation and medication management
- Inpatient and outpatient mental health care
- Substance use disorder treatment and recovery support
- Care coordination through Intermountain Health and NovumHealth in Utah
Using your coverage matters. Nearly one in four U.S. adults lives with a mental illness, and only about half receive treatment in a given year [3]. Insured adults are more likely to get care and report fewer unmet needs than uninsured adults [4].
How Parity Law Protects Your Benefits
Federal law shapes what your plan must cover. All Marketplace and individual plans cover mental health and substance use services and cannot deny you for a pre-existing condition [5]. The Mental Health Parity and Addiction Equity Act requires that limits on mental health and substance use care are no more restrictive than limits on medical care [6]. In practice, your copays, visit limits, and prior authorization rules stay on par with the rest of your plan.
How to Use Your Select Mental Health Benefits
- A few simple steps help you start care with confidence.
- Sign in to your Select Health member account or call Member Services to confirm your plan details.
- Search the provider network for an in-network therapist, psychiatrist, or clinic.
- Book an in-person or telehealth visit, or ask NovumHealth to help coordinate your care.
- Check your copay, deductible, and any prior authorization before your first appointment.
Frequently Asked Questions
Does Select Health cover therapy?
Yes. Select Health plans cover individual, family, and group therapy with in-network providers, in person or by telehealth. Your copay and deductible depend on your specific plan.
Does Select Health cover substance use disorder treatment?
Yes. Substance use disorder treatment is an essential health benefit on every plan, including counseling and recovery support, with the same protections as medical care.
Do I need a referral to see a mental health provider?
Most Select Health plans let you see an in-network mental health provider without a referral. Confirm your plan rules through your member account or Member Services.
Are telehealth mental health visits covered?
Yes. Select Health covers virtual therapy and psychiatry through Intermountain Health and network providers, giving Utah residents faster access to care.
What will mental health treatment cost me?
Your cost depends on your plan copay, coinsurance, and deductible. Parity law keeps these limits no more restrictive than the limits for medical care. For Corner Canyon patients, it is billed as out of network.
Can I be denied for a pre-existing mental health condition?
No. Marketplace plans cannot deny coverage or charge more for a pre-existing mental health or substance use condition. Coverage starts the day your plan begins.
Key Takeaways
- Select Health covers mental health and substance use disorder treatment for Utah residents as an essential health benefit.
- Therapy, psychiatry, medication management, inpatient care, and telehealth are all included, with in-network and coordinated options.
- Parity law keeps your mental health benefits on par with medical care, and pre-existing conditions cannot be denied.
- Support is within reach, and asking for help is a strong first step. Confirm your benefits and book a visit today.
Trauma-focused Treatment in Salt Lake County
Treatment for mental health conditions and trauma is available in Utah. Are you or a loved one looking for a compassionate space to heal from OCD, anxiety, trauma, PTSD, C-PTSD, other mental health conditions, or addictions? Corner Canyon accepts Select Health insurance billed as out-of-network.
Our licensed trauma-informed therapists and counselors at Corner Canyon Health Centers provide knowledgeable, empathic help using a range of therapeutic and holistic techniques. We also offer ketamine-assisted psychotherapy for treatment-resistant depression.
Reach out to our admissions team at Corner Canyon now. We’re in a peaceful setting bordered by the beautiful Wasatch Mountains.
Sources
| [1] | Select Health. (n.d.). Mental health. Intermountain Health. |
| [2] | Select Health. (n.d.). Utah essential health benefits. Intermountain Health. |
| [3] | National Institute of Mental Health. (2023). Mental illness. National Institutes of Health. |
| [4] | Walker, E. R., et al. (2015). Insurance status, use of mental health services, and unmet need for mental health care in the United States. Psychiatric Services, 66(6), 578–584. |
| [5] | HealthCare.gov. (n.d.). Mental health & substance abuse health coverage options. U.S. Centers for Medicare & Medicaid Services. |
| [6] | Centers for Medicare & Medicaid Services. (n.d.). The Mental Health Parity and Addiction Equity Act (MHPAEA). U.S. Department of Health and Human Services. |